Bitcoin treasury for remodeling contractors

Deposits fund the job. A standing rule funds the business.

Kitchens and baths run on draws that belong to the project. BitReserve buys Bitcoin on a rule sized to what’s actually yours — a fixed amount or a percentage of QuickBooks net income — and QuickBooks gets one balanced entry per buy.

Model my reserve

You choose the rule · You can pause anytime · Your books stay current

Three simple steps

How it works

1

Connect QuickBooks

Connect your company and choose the QuickBooks accounts BitReserve should use. Setup takes about two minutes.

2

Pick your rule

Choose a fixed monthly dollar amount, or a percentage of the net income QuickBooks reports. You stay in control and can change or pause it.

3

Your books stay current

When a buy settles, BitReserve posts a balanced journal entry to the accounts you chose.

Built for your books

The accounting is already done

BitReserve posts every settled buy to QuickBooks as a balanced journal entry, so the accounting does not become a separate monthly task.

  • Posted when the buy settles.

    No exchange CSV to import and no transaction to key in by hand.

  • Mapped to your chart of accounts.

    The entry uses the accounts you approve during setup and lands balanced and dated.

  • Ready for review.

    Your general ledger keeps a clear transaction and cost-basis history for your bookkeeper or CPA.

Journal Entry #BR-0209

Monthly Bitcoin buy · 0.04895 BTC @ $96,550

Posted to QuickBooks
AccountDebitCredit
Bitcoin Held (Other Current Asset)4,726.25
Bitcoin Purchase Fees (Expense)23.75
Business Checking (Bank)4,750.00
Totals4,750.004,750.00

Posted automatically by BitReserve · Jul 1, 2026

Balanced ✓

Illustrative example sized from this page’s calculator scenario, not from your rule. Accounts and amounts follow the mapping you choose during setup.

Illustration only: this calculator models a hypothetical share of monthly revenue. The production BitReserve rule does not track gross revenue; at launch, you choose either a fixed monthly dollar amount or a percentage of the net income QuickBooks reports.

Optional planning tool

What could your reserve become?

Once the product makes sense, use your own revenue and timeline to explore a range of possible outcomes. This is a planning model, not a promise or prediction.

The trend

Small businesses are already doing this

Business Bitcoin adoption is not only a megacorp story. River's published business-adoption data below includes many smaller companies.

$54B

of Bitcoin added to business balance sheets in 2025 — more than every prior year combined.

River, Bitcoin Adoption 2026
75%

of businesses buying Bitcoin on River have fewer than 50 employees. This is a small-business movement, not a Fortune 500 one.

River Business Report 2025
10%

of net income is the median amount those businesses route into Bitcoin (the average is 22%).

River Business Report 2025
2.5×

growth in public companies holding Bitcoin during 2025 — 194 now carry it on their balance sheets.

River, Bitcoin Adoption 2026

Why it fits a remodeling business

Remodeling cash is deceptive — client deposits make the account look rich while the margin is only real at completion. A net-income rule keys off what your books actually earned, not what happens to be parked in the account.

Small businesses feel inflation first.

For businesses with thin margins or limited pricing power, rising costs can land quickly. A cash reserve can lose purchasing power to inflation while it protects you — which is why some owners route a slice of true surplus into something else, accepting volatility in exchange.

Small businesses can move fast.

No board, no committee, no quarterly treasury review. River's research found concentrated ownership is exactly why small firms adopt Bitcoin ahead of big ones — one decision-maker, one decision.

Discipline beats timing.

Manual buying can be easy to postpone after a dip or during a busy month. A modest automated rule can make the schedule consistent without watching the price or allocating money the business needs next quarter.

Start your Bitcoin reserve

Setup takes about two minutes. Pause anytime.

Put it to work

What remodelers build the reserve for

Add a shock absorber for the referral drought.

High-end remodeling books through word of mouth, and word of mouth goes quiet without warning. A reserve is one more layer behind real cash savings for carrying the showroom and the project manager through a thin quarter.

Fund the design-build leap.

Bringing design in-house — the hire, the software, the showroom — is the margin unlock every remodeler eyes. A reserve that has had years to build can turn it from a loan conversation into a timing decision, market permitting.

Stop floating change orders on your own card.

Client-approved extras often get built before they get paid. A liquid reserve is an alternative to personal credit for the material buys — with the caveat that you’d be selling at whatever the market offers that week.

Frequently asked

Client deposits sit in my operating account. Does the rule treat them as income?+

No. The launch rule types are a fixed dollar amount or a percentage of the net income QuickBooks reports — and customer deposits are not net income. Deposits only matter if you size a fixed rule too aggressively, which stays in your control.

A big remodel just pushed its final payment 60 days. Can I skip a month?+

Pause and resume from the dashboard anytime. A skipped month simply doesn’t buy; nothing else changes.

Is the Bitcoin actually mine?+

Yes. Purchases run through our payment partner Strike and the Bitcoin is held in your name. Every transaction is tracked and recorded — in BitReserve and in your QuickBooks ledger.

How is the monthly buy amount actually calculated?+

At launch you choose between two rule types: a fixed dollar amount, or a percentage of the net income QuickBooks reports for the period. The calculator on this page models a hypothetical share of monthly revenue so you can explore scenarios — it is an illustration, not how the production rule is computed.

What shows up in my QuickBooks?+

One balanced journal entry per buy: a debit to the Bitcoin asset account you chose, the fee, and the matching credit to cash. You pick the accounts during setup, so everything lands where your bookkeeping expects it.

What if Bitcoin's price drops?+

Your rule keeps running unless you pause it, and the same dollars buy more Bitcoin at lower prices — but a drop is a real loss on what you already hold, and there is no guarantee of recovery on any timeline. That is why the rule should only route in money the business can leave alone for years.

Can I change my amount or pause?+

Anytime, from the dashboard. No lockups.

Build the business the way you build a kitchen — on purpose

Connect QuickBooks, set your rule, and let it run. Setup takes about two minutes.

Or talk to Matt first (30 minutes, no pitch).

Bank-grade storageBooked to QuickBooks automaticallyPause anytime

BitReserve is a treasury and savings platform that facilitates the purchase and custody of Bitcoin on behalf of business customers. Bitcoin is a volatile asset; its value can decrease as well as increase. Forecasts shown on this page are illustrative, based on user-supplied inputs and our stated assumptions, and do not constitute financial, investment, or tax advice. Past performance does not guarantee future results. BitReserve does not provide investment advisory services.

Talk to Matt

Have a question?

Reach Matt directly. Pick whatever is easiest.