Bitcoin treasury for concrete & masonry

What you pour in season should still be standing in winter.

Flatwork, foundations, and block all stop when the ground freezes — the bills don’t. BitReserve buys Bitcoin on your rule, a fixed monthly amount or a share of QuickBooks net income, and posts each buy to QuickBooks, balanced and dated.

Model my reserve

You choose the rule · You can pause anytime · Your books stay current

Three simple steps

How it works

1

Connect QuickBooks

Connect your company and choose the QuickBooks accounts BitReserve should use. Setup takes about two minutes.

2

Pick your rule

Choose a fixed monthly dollar amount, or a percentage of the net income QuickBooks reports. You stay in control and can change or pause it.

3

Your books stay current

When a buy settles, BitReserve posts a balanced journal entry to the accounts you chose.

Built for your books

The accounting is already done

BitReserve posts every settled buy to QuickBooks as a balanced journal entry, so the accounting does not become a separate monthly task.

  • Posted when the buy settles.

    No exchange CSV to import and no transaction to key in by hand.

  • Mapped to your chart of accounts.

    The entry uses the accounts you approve during setup and lands balanced and dated.

  • Ready for review.

    Your general ledger keeps a clear transaction and cost-basis history for your bookkeeper or CPA.

Journal Entry #BR-0208

Monthly Bitcoin buy · 0.04380 BTC @ $96,550

Posted to QuickBooks
AccountDebitCredit
Bitcoin Held (Other Current Asset)4,228.75
Bitcoin Purchase Fees (Expense)21.25
Business Checking (Bank)4,250.00
Totals4,250.004,250.00

Posted automatically by BitReserve · Jul 1, 2026

Balanced ✓

Illustrative example sized from this page’s calculator scenario, not from your rule. Accounts and amounts follow the mapping you choose during setup.

Illustration only: this calculator models a hypothetical share of monthly revenue. The production BitReserve rule does not track gross revenue; at launch, you choose either a fixed monthly dollar amount or a percentage of the net income QuickBooks reports.

Optional planning tool

What could your reserve become?

Once the product makes sense, use your own revenue and timeline to explore a range of possible outcomes. This is a planning model, not a promise or prediction.

The trend

Small businesses are already doing this

Business Bitcoin adoption is not only a megacorp story. River's published business-adoption data below includes many smaller companies.

$54B

of Bitcoin added to business balance sheets in 2025 — more than every prior year combined.

River, Bitcoin Adoption 2026
75%

of businesses buying Bitcoin on River have fewer than 50 employees. This is a small-business movement, not a Fortune 500 one.

River Business Report 2025
10%

of net income is the median amount those businesses route into Bitcoin (the average is 22%).

River Business Report 2025
2.5×

growth in public companies holding Bitcoin during 2025 — 194 now carry it on their balance sheets.

River, Bitcoin Adoption 2026

Why it fits a concrete business

Concrete is bought by the yard and sold by the finished slab — your margin lives between a volatile materials market and a frozen calendar. Harvesting strong pour months into a long-horizon reserve is one way to even the years out.

Small businesses feel inflation first.

For businesses with thin margins or limited pricing power, rising costs can land quickly. A cash reserve can lose purchasing power to inflation while it protects you — which is why some owners route a slice of true surplus into something else, accepting volatility in exchange.

Small businesses can move fast.

No board, no committee, no quarterly treasury review. River's research found concentrated ownership is exactly why small firms adopt Bitcoin ahead of big ones — one decision-maker, one decision.

Discipline beats timing.

Manual buying can be easy to postpone after a dip or during a busy month. A modest automated rule can make the schedule consistent without watching the price or allocating money the business needs next quarter.

Start your Bitcoin reserve

Setup takes about two minutes. Pause anytime.

Put it to work

What concrete contractors build the reserve for

Buy the mixer instead of renting it forever.

Mixers, pumps, forms, and screeds rent by the day and pay for themselves once owned. A pour-season rule accumulates toward the purchase price while the equipment is still earning for someone else.

Deepen the winter layers.

When pours stop, cash reserves carry the yard lease, the insurance, and the core crew. A Bitcoin reserve is the layer behind them — sellable if truly needed, though possibly at a loss that month.

Absorb cement and rebar price swings.

Materials repricing mid-project is a concrete-trade classic. A reserve built over several seasons can give you slack to eat a spike without clawing at change orders — depending on where the market sits when it hits.

Frequently asked

Our season is seven months long. Does a monthly rule make sense the other five?+

Run it in season and pause it when pours stop — both are ten-second changes in the dashboard. A net-income percentage does the work for most seasonal trades: big months contribute big, dead months contribute little or nothing.

I finance equipment already. Why stack a reserve on top?+

A reserve is the other side of the same decision — pre-funding from this season instead of borrowing against the next. Whether it ends up offsetting financing depends on what Bitcoin does; treat it as a long-horizon position, not a guaranteed sinking fund.

Is the Bitcoin actually mine?+

Yes. Purchases run through our payment partner Strike and the Bitcoin is held in your name. Every transaction is tracked and recorded — in BitReserve and in your QuickBooks ledger.

How is the monthly buy amount actually calculated?+

At launch you choose between two rule types: a fixed dollar amount, or a percentage of the net income QuickBooks reports for the period. The calculator on this page models a hypothetical share of monthly revenue so you can explore scenarios — it is an illustration, not how the production rule is computed.

What shows up in my QuickBooks?+

One balanced journal entry per buy: a debit to the Bitcoin asset account you chose, the fee, and the matching credit to cash. You pick the accounts during setup, so everything lands where your bookkeeping expects it.

What if Bitcoin's price drops?+

Your rule keeps running unless you pause it, and the same dollars buy more Bitcoin at lower prices — but a drop is a real loss on what you already hold, and there is no guarantee of recovery on any timeline. That is why the rule should only route in money the business can leave alone for years.

Can I change my amount or pause?+

Anytime, from the dashboard. No lockups.

Set the forms for a reserve that cures all winter

Connect QuickBooks, set your rule, and let it run. Setup takes about two minutes.

Or talk to Matt first (30 minutes, no pitch).

Bank-grade storageBooked to QuickBooks automaticallyPause anytime

BitReserve is a treasury and savings platform that facilitates the purchase and custody of Bitcoin on behalf of business customers. Bitcoin is a volatile asset; its value can decrease as well as increase. Forecasts shown on this page are illustrative, based on user-supplied inputs and our stated assumptions, and do not constitute financial, investment, or tax advice. Past performance does not guarantee future results. BitReserve does not provide investment advisory services.

Talk to Matt

Have a question?

Reach Matt directly. Pick whatever is easiest.