What if 5% of your rent went into Bitcoin every month for 10 years?
Type in your monthly rent. See what a small monthly Bitcoin buy could grow into over 5, 10, or 20 years. You pick the amount. We do the rest.
Property taxes, insurance, and construction costs are up. Cash reserves aren't keeping pace. BitReserve lets you route a small piece of your monthly rent into Bitcoin automatically, with every buy recorded on the property's books. Use the tool below to see what that could be worth over 5, 10, or 20 years.
Your Bitcoin treasury, modeled
≈ $3,000/mo at the rent roll above.
How much of each month's income converts to Bitcoin.
Top-line collected rent from your portfolio.
How long the rule runs.
How much does Bitcoin grow?
Pick a viewNo one knows how fast Bitcoin will grow long-term. These three options come from credible, public forecasts. Pick the one you find most reasonable.
Reasonable: VanEck's base case: Bitcoin becomes a global reserve asset, reaching $2.9M per coin by 2050. View source
What's under the hood▾
The chart is a Monte Carlo simulation: thousands of randomized price paths built from Bitcoin's recent volatility (about 37% annualized). The shaded band is the middle 50% of those outcomes; the thin lines are individual simulated journeys; real Bitcoin paths are bumpy, and yours will be too. The bold line is the typical result. The full spread is in "What could really happen" below.
We use the BTC price of $95,000 (fallback: couldn't reach the live price feed) for the "BTC accumulated" estimate; the cash comparison uses 4% APY. The simulation refreshes weekly. Bitcoin is volatile; single years can be deeply negative, and real outcomes can fall outside the simulated range. This calculator is for illustration: a range of possibilities, not a promised number. Not financial advice.
Same money in a 4% savings account: $442K. In Bitcoin: $557K. That's $115K more, for the same money out of pocket.
Projected Bitcoin treasury value over time. The shaded band shows the middle 50% of thousands of simulated outcomes; thin lines are individual simulated paths; the bold line is the median (typical) outcome.
- Middle 50% of outcomes
- Simulated paths
- Total contributed
- Cash @ 4% APY
- Typical result
Most of the time, you end up here
We ran the math thousands of times across 10 years of possible Bitcoin price moves. The typical run landed at $556,682. The bar below shows the full range: tough cases on the left, good cases on the right.
Most runs end up closer to the typical number than to the average. This is a range of possibilities, not a promised number.
Why rentals are a good fit
Rent comes in every month. So does your Bitcoin buy.
Monthly rent and monthly Bitcoin buying fit together perfectly. Here's why.
Same schedule.
Rent comes in once a month. Your Bitcoin buy goes out once a month. It's just one more line on your books.
You already save for the future.
You already set money aside for repairs, empty units, and loan payments. Bitcoin is one more savings bucket, funded the same way.
Cash loses value while it sits.
Money you've saved for a future refinance or repair loses 3–4% every year to inflation. A small Bitcoin slice helps make up for that, without touching the cash you need to run the business.
What owners save for
Save now. Spend it when you need it.
Put a little aside each month. Let it grow. Use it the next time you refinance, fix something big, or buy your next property.
Cash for your next refinance
Have money ready before rates change, so you can negotiate from strength.
Big repairs
Roof, HVAC, paving: pay for them without touching payroll or owner draws.
Your next down payment
Save toward the next property a little at a time. Let Bitcoin do the heavy lifting.
Collateral when you need it
Borrow against the position instead of selling: close a refi gap, cover a surprise expense, or fund the next deal. No sale, no taxable event.
How it works
Connect your portfolio
Read-only sync with your property management software (Rent Manager, AppFolio, Buildium). Takes about two minutes.
Pick your amount
A percent of your rent, or a flat dollar amount. We buy every month so you don't have to.
Your reserve grows
Bitcoin shows up in your account every month. It's stored safely, in your name, in a bank-grade vault.
From the founder
Hi, I'm Matt.
BitReserve is my second hat. My first is real estate: I grew up in a family business in Seattle that touches every corner of the industry: ground-up development, general contracting, property management, sales. We don't outsource our understanding of the asset class. We live in it.
In 2021 I watched property taxes, insurance, and construction costs outrun what rent could absorb, while the Fed added more than $5 trillion in new dollars to the money supply in under two years. Cash reserves were quietly losing ground every month. So in 2022, with Bitcoin around $16,000, we started routing a slice of monthly rent into BTC on our strongest properties. Five years in, it's an integral part of our balance sheet. I built BitReserve so other owners and property managers could do the same, without the friction.
If you have questions, I'd rather hear them directly than have you guess.
Want to think about it?
We'll email you a copy of these numbers so you can share them with your partner, your CPA, or look at them again later.
Frequently asked
Is my Bitcoin actually mine?+
Yes. Your Bitcoin is held in institutional-grade cold storage, in your name. Complete transparency: every transaction tracked and recorded.
What if Bitcoin's price drops?+
Your monthly buy keeps running. When the price drops, your same dollars buy more Bitcoin.
Can I change my amount or pause?+
Anytime, from the dashboard.
How does this compare to buying Bitcoin myself?+
You could. But most owners don't stick with it. We make sure it happens every month.
Is this tax advice?+
No. We'll send your CPA the records they need. Ask them about taxes.
I'm a property manager. Does this fit my Rent Manager workflow?+
Yes. We integrate directly with Rent Manager. No data migration, no schema changes, no added bookkeeping on your side. Your team keeps using Rent Manager the way they already do.
Do I custody any of this on my balance sheet?+
No. Funds move through Strike, the same payment rails large institutions use. Owners hold their own positions. You hold nothing.
What do I tell my owners about it?+
Send them to this forecaster. Or send them straight to Matt: matt@bitreserve.ai or 206-383-7467. He takes owner calls directly so you stay the trusted advisor, not the Bitcoin explainer.
Ready to start your Bitcoin treasury?
You set the rule. We handle the rest.
Or talk to Matt first (30 minutes, no pitch).
BitReserve is a treasury and savings platform that facilitates the purchase and custody of Bitcoin on behalf of business customers. Bitcoin is a volatile asset; its value can decrease as well as increase. Forecasts shown on this page are illustrative, based on user-supplied inputs and our stated assumptions, and do not constitute financial, investment, or tax advice. Past performance does not guarantee future results. BitReserve does not provide investment advisory services.